📌 Introduction – Why Stand-Up India Matters
Starting a business is a dream for many, but access to funds often becomes the biggest hurdle. To bridge this gap, the Government of India launched the Stand Up India Scheme 2025 — a flagship initiative aimed at encouraging women and SC/ST entrepreneurs to start their own ventures.
Since its launch in 2016, the scheme has helped thousands of first-time entrepreneurs across the coun
Stand Up India Scheme 2025
try get the funding they need to turn ideas into reality. In 2025, the scheme continues with more focus on inclusivity, easier application processes, and higher success rates.
At BharatSchemes.com, our goal is to make sure every eligible Indian knows how to apply and benefit from this life-changing scheme.
📜 Stand Up India Scheme 2025 – Overview
| Feature | Details |
|---|---|
| Launch Year | 2016 |
| Implemented By | Department of Financial Services, Ministry of Finance |
| Target Beneficiaries | Women & SC/ST entrepreneurs |
| Loan Amount | ₹10 lakh – ₹1 crore |
| Purpose | Setting up a new business in manufacturing, trading, or services |
| Loan Type | Composite loan (includes term loan + working capital) |
| Repayment Tenure | Up to 7 years (with a max. 18-month moratorium) |
| Collateral | As per bank norms; covered under Credit Guarantee Fund Scheme |
| Application Mode | Online & Offline |
| Official Website | standupmitra.in |
🌟 Key Benefits of Stand Up India 2025
- Encourages First-Time Entrepreneurs – Special focus on women & SC/ST citizens.
- Low Entry Barrier – A minimum loan of ₹10 lakh ensures sufficient capital to start.
- Flexible Repayment – Tenure up to 7 years with grace period.
- Government Guarantee – Loan covered under the Credit Guarantee Fund Scheme.
- Skill Development Support – Guidance and training provided for new entrepreneurs.
👩💼 Eligibility Criteria of Stand Up India Scheme 2025
- Age Limit: 18 years and above.
- Nationality: Must be an Indian citizen.
- Business Type: Manufacturing, trading, or service sector (including agri-allied activities).
- Ownership:
- For companies, at least 51% of the stake should be held by SC/ST or woman beneficiaries.
- The applicant must be a first-time entrepreneur.
📑 Required Documents
- Aadhaar Card
- PAN Card
- Caste Certificate (for SC/ST applicants)
- Proof of Business Address
- Business Plan / Project Report
- Bank Account Details
- Educational Qualification Certificates (if applicable)
💰 Loan Details & Interest Rate
| Loan Component | Details |
|---|---|
| Loan Amount | ₹10 lakh – ₹1 crore |
| Interest Rate | As per bank MCLR + spread (usually ~7%–9%) |
| Tenure | Up to 7 years |
| Moratorium | Up to 18 months |
📅 How to Apply for Stand Up India Scheme 2025
1. Online Application
- Visit standupmitra.in
Stand Up India Scheme 2025 - Click on “Apply Now”.
Stand Up India Scheme 2025 - Fill in personal, business, and bank branch details.
- Upload required documents & submit.
- A bank representative will contact you for further processing.
2. Offline Application
- Visit any bank branch and ask for the Stand-Up India application form.
- Fill in the form, attach documents, and submit.
- The bank will evaluate your proposal and sanction the loan if eligible.
🛠 Tips to Get Loan Approval
- Prepare a clear, realistic business plan with financial projections.
- Ensure your CIBIL score is in good standing.
- Keep all documents ready to avoid delays.
- Choose a business that matches your skills and market demand.
❓ FAQs – Stand Up India Scheme 2025
Q1. Can I apply for this loan if I already own a business?
- No, it is meant for first-time entrepreneurs.
Q2. Can I start a partnership firm under this scheme?
- Yes, provided the majority ownership is with SC/ST or a woman entrepreneur.
Q3. Is collateral required?
- It depends on bank policy, but loans are covered under the Credit Guarantee Fund Scheme.
📌 Where to Apply?
✅ Online: standupmitra.in
✅ Offline: Any nationalized/commercial bank branch
✅ Through: District Industries Centres, Stand-Up India facilitators
🌟 Final Words – Take the First Step Towards Your Dream
The Stand Up India Scheme 2025 is not just a loan — it’s a launchpad for entrepreneurs who want to make a difference. Whether you’re a woman looking to open a boutique or a young SC/ST innovator planning a manufacturing unit, this scheme can give you the financial boost you need.
💬 At BharatSchemes.com, we’ll keep you updated with application tips, deadlines, and success stories so you can start your business journey with confidence.