🌟 Introduction – Dignity in the Golden Years
Indira Gandhi National Old Age Pension Scheme 2025: Imagine working hard your whole life, raising children, contributing to society — and then reaching an age where your income stops. For millions of senior citizens in India, this is the harsh reality. Many elderly people, especially those living Below Poverty Line (BPL), struggle even for basic needs like food, medicine, and shelter.
To support such vulnerable citizens, the Government of India launched the National Social Assistance Programme (NSAP) on 15 August 1995. Under this, the Indira Gandhi National Old Age Pension Scheme 2025 (IGNOAPS) provides direct monthly pensions to senior citizens.
This is not just financial help — it is the government’s promise of care and dignity in old age.

📌 What is the Indira Gandhi National Old Age Pension Scheme 2025 (IGNOAPS)?
- A sub-scheme under NSAP
- Administered by the Ministry of Rural Development
- Benefits both rural and urban poor
- Provides monthly pension directly into the beneficiary’s bank account
👉 The scheme was expanded in 2007 to cover all eligible BPL persons aged 60+ years, ensuring wider social security coverage.
💰 Pension Benefits – How Much Support Do You Get?
- ₹200 per month → For citizens aged 60–79 years
- ₹500 per month → For citizens aged 80 years and above
⚡ Note: Many states add extra pension from their own welfare funds. For example, states like Rajasthan, Kerala, and Delhi top up the amount, so senior citizens may receive ₹1000–₹2000 per month depending on the state.
💡 For a poor elderly person, this pension can mean:
- Buying daily medicines 💊
- Paying for food 🥖
- Meeting basic survival needs 🙏
✅ Eligibility Criteria of Indira Gandhi National Old Age Pension Scheme 2025
To apply for IGNOAPS, you must:
- Be a citizen of India
- Be 60 years or older
- Belong to a Below Poverty Line (BPL) household
- Not be receiving any other pension or financial aid from central/state schemes
📄 Documents Required
When applying, keep these documents ready:
- ✅ Filled & signed application form
- ✅ Aadhaar Card
- ✅ Domicile Certificate (proof of state residence)
- ✅ Ration Card (for BPL proof)
- ✅ Residential Proof (Voter ID / Electricity Bill, etc.)
- ✅ Age Proof (Birth Certificate, School records, or Medical certificate)
- ✅ Bank Passbook (for pension transfer)
- ✅ Affidavit (stating no other pension is received)
🖥 Application Process – How to Apply for Indira Gandhi National Old Age Pension Scheme 2025?

You can apply online via UMANG App or offline through local authorities.
🔹 Online Method (UMANG App):
- Download UMANG App or visit 👉 https://web.umang.gov.in
- Login with mobile number & OTP
- Search for NSAP Old Age Pension
- Click Apply Online
- Fill in details & upload required documents
- Select Bank Transfer for pension
- Submit and save acknowledgment
🔹 Offline Method:
- Visit your Gram Panchayat / Municipality Office
- Collect & fill the pension form
- Attach required documents
- Submit to the local authority for verification
🌍 Who Manages the Scheme?
- Implemented by: Ministry of Rural Development
- Beneficiaries identified by: State Governments & UTs using BPL lists
- Coverage: Both urban and rural areas
This ensures that no matter where you live in India, support can reach you.
📊 Other Sub-Schemes of NSAP
Apart from IGNOAPS, NSAP also includes:
- Indira Gandhi Widow Pension Scheme (IGNWPS) – For widows aged 40+ from BPL families
- Indira Gandhi Disability Pension Scheme (IGNDPS) – For disabled people aged 18+ from BPL families
- National Family Benefit Scheme (NFBS) – ₹20,000 financial support to families after the death of the breadwinner
- Annapurna Scheme – 10 kg of free food grains per month for senior citizens not covered under pensions
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❓ Frequently Asked Questions (FAQs)
Q1. How much pension do senior citizens get under Indira Gandhi National Old Age Pension Scheme 2025?
👉 ₹200/month (60–79 years), ₹500/month (80+ years). Some states add more.
Q2. Can multiple people from one family get pensions?
👉 Yes, if multiple members (aged 60+) qualify, each can apply separately.
Q3. How is the pension transferred?
👉 Directly to the beneficiary’s bank account via Direct Benefit Transfer (DBT).
Q4. Is the scheme only for rural areas?
👉 No, it covers both rural and urban senior citizens.
Q5. When was Indira Gandhi National Old Age Pension Scheme 2025 launched?
👉 It came into effect under NSAP in 1995 and was expanded in 2007.
🏁 Final Thoughts – A Promise of Security in Old Age
The Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is not just about money. It’s about ensuring that our elders, who have given their whole life to family and society, do not feel abandoned in their old age.
👉 If your parents, grandparents, or neighbors are 60+ and belong to a BPL family, help them apply today.
At BharatSchemes.com, we believe every senior citizen deserves a life of dignity, care, and respect. This pension is a small but powerful step in that direction.